Transforming Tomorrow: Unlocking your Wealth Potential with KTR

Empowering professionals to establish financial security by mastering their credit score, saving and building wealth.

WHO AM I?

Why should you trust me to guide you on your journey to financial prosperity? Because I understand your struggles intimately. I’ve walked in your shoes before, feeling the same challenges even with a decent income. I’ve faced the challenges of building my credit from the ground up, and I know the frustration that comes with it. But here’s the great news – you don’t have to figure it all out on your own. I’m here to share my blueprint, to show you exactly how I transformed from having no credit to achieving an impressive 838+ credit score. I’ll walk you through the steps I took to achieve the milestones of purchasing my very first home and multiple rental properties. Plus, I’ll demonstrate how I’ve successfully launched and managed several income-generating businesses.

My name is Keniesha T. Rhooms, and my personal journey has equipped me with the expertise to guide you. I hold an esteemed honors degree in Finance and Accounting, along with the prestigious PMP certification. I embody the spirit of an entrepreneur while excelling as a seasoned corporate professional. With over 15 years of experience as a Management Consultant, I’ve orchestrated multi-million-dollar projects across diverse industries. I’ve also honed my skills in various investment ventures.

But there is more to my story – I’ve also been fortunate enough to explore 16 countries, both for business and leisure. This experience has enriched my understanding of different cultures and economies,which only adds to the wealth of knowledge I bring to the table.

I understand the challenges, the dreams, and the aspirations that drive your pursuit of financial well-being. Together, we’ll navigate through the obstacles, unravel the mysteries and unlock your true potential. Your success story to building wealth starts now – let’s embark on this transformative journey together.

Who is it for?

This program is for:

  • Young professionals who would like to have options, financial options
  • Those with a desire to be wealthy and not just rich
  • Those who want to have “work” as optional
  • Those who are concerned about losing their 9-5 jobs
  • Those who want to make more money and feel financially secure

Who is it NOT for?

This program is not for:

  • Those who have met all their financial goals
  • Those who have terrible credit score below 600
  • Those who are too comfortable with their financial status
Module one

Financial Health Check-Up

Outcome

  • Self assess your current financial position and know where your funds are going
  • Understand your debt/income ratio
  • Know your current credit score

Description

Understanding where we are now is the best place to start. In this module we will do exactly that; taking a deep dive into your current financial position so we have a strong foundation.
Module two

Organizing Your Finances

Outcome

  • Create an organized view of your finances
  • Discover your financial deficiencies
  • Review your Credit Report
  • Identify the most pressing items

Description

Managing our finances can be overwhelming with information stored everywhere. In this module we will create a detailed organized plan of all your income and expenses.

Module three

Your Vision

Outcome

  • Get clear on what you want
  • Visualize your future wealth
  • Understand what leverage is

Description

Knowing what we want to achieve is a major part in making plans and taking action. In this module we will craft your vision and future to be completely clear on the direction required.
Module four

The Credit Card Game

Outcome

  • Understand what a credit profile is
  • Get clear on how we can improve them
  • Create a toolkit of resources

Description

When we don’t understand how the financial institutions make money we can fall foul of their tactics. In this module we will uncover the complexities of the credit card game so that you can use credit to your advantage.
Module five

To Save or Not to Save!

Outcome

  • Get clear on when savings are required
  • Learn about different savings vehicles and strategies
  • Explore ways of making additional income

Description

The savings environment can be a complete minefield of jargon and confusion. In this module we will demystify the world of savings instruments and saving strategies so you are able to make informed and powerful decisions.
Module six

Cash Flow Ideas

Outcome

  • Uncover your strengths
  • Develop cash flow ideas 
  • Craft a plan to make it happen

Description

Bringing in extra cash has never been easier than it is now. In this module we will explore and develop your best ideas into a plan of action so that you can start to see your monthly income rise.
Module seven

Outside The Box Thinking

Outcome

  • Understand what an investment is
  • Discuss different types of investments
  • Identify a list of alternative or unusual investments

Description

Investments can be a scary thing, especially if it is something you have never done. In this module we will explore all types of investments so you have a range of options for your particular situation.
Module eight

Business Accelerator

Outcome

  • Uncover business myths
  • Explore business ideas
  • Craft an action plan

Description

Many people have never even thought about running a business, there are two types of businesses: active and passive. In this module we will explore business ideas and uncover the benefits, which include tax benefits, and pitfalls of business ownership so you have all the information to make an informed choice.
Module nine

Buying a Home

Outcome

  • Understand mortgage requirements
  • Learn how to make money with your home. Discover House hacking 
  • Pinpoint the team you will need when pursuing a home purchase
  • Put yourself in the best financial position possible in the eyes of a lender to secure competitive loans

Description

Our homes are the biggest purchase that most of us will ever make in our lives. In this module we will ensure you have all the information you need to purchase either your main home or additional properties for investments.
Module Ten

Tax Benefits & Additional Support

Outcome

  • Learn about types of businesses
  • Learn how to match expenses with your income streams to reduce taxes
  • Discover tax write offs as it relates to your business
  • Uncover feedback loop & support

Description

Tax laws change year by year, but there are some basics that remain constant that we can use to our advantage. In this module we will review what are some of those primary tax benefits in having a business.

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Disclaimer: Investing of any kind carries risk and it is possible to lose some or all of your money. Any training provided is general in nature, and some strategies may not be appropriate for all individuals or all situations. We make no representation regarding the likelihood or probability that any actual or hypothetical investment will achieve a particular outcome or perform in any predictable manner.